A IN PILOT
Dash-Pilot, F&I Co-Pilot
Lender decisioning, OFAC, Red Flags, stipulation pre-flight, compliance ledger, AI desk and menu, fair-lending variance detection. Lives on the F&I manager's desk.
IN PILOT TODAY
THE F&I CO-PILOT FOR DEALERS
One AI brain for every decision in the deal.
Dash-Pilot runs lender decisioning, compliance, identity, and desking through a single agent that lives inside your existing dealer stack. On your floor, on your DMS, with our first dealer partner today.
PROOF
Numbers that change the conversation.
Recovered floorplan carry per rooftop, per month
Per Red Flags violation prevented
Automatic compliance retention, March 2025 OFAC rule
F&I time today. Dash-Pilot compresses it.
Kick-rate reduction at our pilot rooftop
THE PROBLEM
F&I is the slowest, costliest, and most exposed part of the deal.
Buyers spend 90+ minutes in the office. Kick rates run 15%, and Red Flags violations hit $53K each. Floorplan carry bleeds while the team waits on lender callbacks. Every minute on hold is a minute the customer is rethinking the deal.
THE SOLUTION
Dash-Pilot puts an agent in the loop at every decision.
It reads the deal, screens for OFAC and Red Flags, runs the lender routing, ranks three deal options with the math, and surfaces the answer on the salesperson's phone. The team stays with the customer. The deal closes faster. The carry stops bleeding.
THE PILLARS
Be the brain. Go direct. Own the journey.
B IN PILOT
Orchestration
Dash-Pilot at every micro-decision, with direct integrations replacing middleware over time.
C BETA
CarOne
Online buying through store handoff to post-visit memory, grounded in your real inventory and your real F&I products.
D IN PILOT
DMS Agent Layer
Computer-use AI that operates any DMS through its UI. No API required. Self-healing when the UI changes.
THE MARKET
A trillion-dollar industry running on systems built for fax machines.
$1.9T
Annual U.S. auto retail transactions
$2,515
Average F&I PVR per deal
17,000
Franchised dealer rooftops in the U.S.
~5%
Of dealers using AI in F&I today
WHY NOW
The window is open for the next 18 months.
01
Computer-use AI is shipping today.
Dash-Pilot sits on top of any DMS without an API. Not a research project. Running with our first dealer partner now.
02
Compliance just got harder.
March 2025 OFAC retention rule, Reg B fair-lending pressure, and state-level F&I scrutiny all tightened in the same year. The cost of getting it wrong moved up.
03
Your F&I time-to-close is the bottleneck.
90+ minutes in the office is where deals soften and customers rethink. Compress that, and the carry stops bleeding the same week.
INTEGRATIONS
Plays well with the stack you already run.
- DriveCentric
- RouteOne
- Tekion
- Direct inventory
- Direct credit
FAQ
Common questions.
DashAI builds Dash-Pilot, an AI F&I Co-Pilot for dealers. It puts an agent in the loop at every micro-decision in a deal: identity, OFAC, Red Flags, lender routing, desking, menu, and contract. In pilot at a dealer partner today.
Those are point tools. DashAI is the brain that sits across all of them. We can run alongside the tools you have, replace pieces over time, and own the orchestration so the deal closes faster and the carry stops bleeding.
Yes. Our DMS Agent layer uses computer-use AI to operate the DMS through its UI, with dealer-authorized credentials. No API required. Pilot rooftop is on a major DMS today; we are designed to extend to CDK, Reynolds, Tekion, and Dealertrack without a per-system integration project.
We rank three lender options for every deal in about 30 seconds, with the math on each, using credit, deal structure, dealer agreements, and recent decisioning history. The F&I director picks. Recommendations are versioned and replayable for fair-lending audits.
Dash-Pilot runs on AWS with TLS in transit, AES-256 at rest, mandatory MFA for staff access, and least-privilege IAM. We do not sell customer data and we do not use it to train models other customers see. Full posture on the security page.
Stipulation pre-flight on a single rooftop in 30 days. Full Dash-Pilot rollout in 60. We typically pilot at one or two stores before group rollout.
THE WINDOW IS OPEN NOW
Pull 100 deals. We'll show you what we'd have caught.
Pull any 100 deals from the last 60 days. We will show which were kicked, which our pre-flight would have caught, and the floor-plan carry lost.